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Gross profit margin for our TechXtend segment in 2015 was 11.9% compared to 11.2% in 2014. Gross profit margin for our Lifeboat Distribution segment in 2015 was 6.3% compared to 6.6% in 2014. Gross profit margin (gross profit as a percentage of net sales) for 2015 was 7.0% compared to 7.3% in 2014. The decrease in gross profit for the TechXtend segment was the result of decreased sales volume, offset in part by a higher gross margin in 2015 as compared to 2014. Gross profit for our TechXtend segment in 2015 was $5.0 million compared to $5.6 million in 2014, representing a 10% decrease. The increase in gross profit for the Lifeboat Distribution segment was due to increased sales volume. Gross profit for our Lifeboat Distribution segment in 2015 was $21.5 million compared to $19.2 million in 2014, representing a 12% increase. Gross profit for the year 2015 was $26.6 million compared to $24.8 million in 2014, a 7% increase. Vendor rebates and discounts for the quarter ended Decemand Decemwere $0.5 million. Gross profit for our TechXtend segment for the fourth quarter of 20 was essentially flat at $1.2 million. Gross profit for our Lifeboat Distribution segment for the fourth quarter of 20 was $5.7 million. Gross profit for the fourth quarter of 2015 was $6.9 million compared to $7.0 million for the fourth quarter of 2014 representing a decrease of 1%. Net sales for the fourth quarter of 2015 for our TechXtend segment were $10.4 million compared to $10.3 million in the fourth quarter of 2014. Net sales for the fourth quarter of 2015 for our Lifeboat Distribution segment were $89.4 million compared to $83.8 million in the fourth quarter of 2014, representing an increase of 7%. Net sales for the fourth quarter ended Decemincreased 6% to $99.8 million compared to $94.1 million for the same period in 2014. We will continue to buy back shares according to our 10-b5 Stock Repurchase Plan." "We bought back a total of approximately 274,000 shares in 2015 and we still have approximately 458,000 shares of Common Stock available for future repurchase. Nynens, Chairman and Chief Executive Officer. We continued to execute our strategy of increased market penetration and adding new product lines to our portfolio," said Simon F. In 2015 we invested heavily in additional sales staff for our Lifeboat division. "2015 was another strong year for Wayside, as sales increased 12% to a record $382 million. Working capital amounted to $30.6 million, representing 79% of equity as of December 31, 2015. Cash and long term receivables represented 81% of equity and amounted to $6.64 per share as of December 31, 2015. The dial-in telephone number is (866) 814-1918 and the pass code is "WSTG." This conference call will be webcast by NASDAQ OMX and can be accessed at Wayside Technology's Web site at Cash and long term receivables amounted to $31.2 million as compared to $30.8 million as of December 31, 2014. The results will be discussed in a conference call to be held on Friday, Februat 10:00 a.m. ( NASDAQ: WSTG) today announced financial results for the fourth quarter and year ended December 31, 2015. Privacy tools are software that can help people control the information that they share with others. Malicious entities could be looking for ways to access customer information, steal trade secrets, stop networks and platforms such as e-commerce sites from operating and disrupt your operations. Others have malicious intentions with your data and may use it for phishing, accessing your banking information or hacking into your online accounts. Unfortunately, there are many companies and individuals on the internet that are looking for ways to collect and exploit your personal data to their own benefit for issues like marketing, research, and customer segmentation. Some of the activities that collect data include credit card transactions, GPS, phone records, browsing history, instant messaging, watching videos, and searching for goods. Many of the activities we carry out on the internet leave a trail of data that can be used to track our behavior and access some personal information. WikipediaĪbout Privacy Tools, Tracking, Surveillance and Encryption Transparency reports and warrant canaries have an important role to play in the fight against illegal and unconstitutional national security process, including National Security Letters and other secret court processes. Submit Your Suggestion What is a Warrant Canary?Ī term for a regularly published statement that a service provider has not received legal process that it would be prohibited from saying it had received, such as a national security letter. It has been tagged with Closed-Source, since the company decided not to release the source code to the public. It has been audited, is available cross-platform, under active development, and it's easy to use. More details about our project funding.Įxample: NordPass ticks off most boxes of our criteria. Generally, our sponsors follow the same ideology and fulfill most criteria innately. Sponsorships: Entries tagged with can be exempted from the criteria. The OFS group believed that the Balanced Scorecard would allow them to develop a set of integrated, multidimensional measures to assess performance against its goals and to communicate and update its strategy in a rapidly changing environment. For example, the group was not yet profitable, yet it provided a critical component to the bank's long-term strategy. Yet OFS management believed that its business could not be measured and evaluated on the basis of financial metrics alone. Wells Fargo had a culture that embraced financial metrics. OFS was finding it difficult to balance the need for a clearly articulated strategy and measurable objectives with the flexibility required in its dynamic environment. The new division faces rapid change and must invest heavily in new technology and in the development of innovative products and services. The OFS group develops and supports services that allow existing and future banking customers to perform transactions via the Internet. Wells Fargo, the industry leader in electronic banking, has implemented a Balanced Scorecard in its online financial services group (OFS) to track and measure performance. What is the other side’s BATNA, and what are his interests?Ĭase Description of Wells Fargo Online Financial Services (A), Spanish Version Case Study What are my most important interests, in ranked order? What’s my BATNA (Best Alternative To a Negotiated Agreement) – my walkaway option if the deal fails? At Oak Spring University, we provide comprehensive negotiation strategies that have proven their worth both in the academic sphere and corporate world.īATNA in Negotiation Strategy Three questions every negotiator should ask before entering into a negotiation process. Negotiation strategy solution for case study Wells Fargo Online Financial Services (A), Spanish Version ” provides a comprehensive framework to analyse all issues at hand and reach a unambiguous negotiated agreement. It also touches upon business topics such as - negotiation strategy, negotiation framework, Balanced scorecard, Change management, Entrepreneurship, Financial analysis, Financial management, Internet, Social responsibility, Strategy execution, Workspaces. The Wells Fargo Online Financial Services (A), Spanish Version (referred as “Ofs Fargo” from here on) case study provides evaluation & decision scenario in field of Finance & Accounting. Wells Fargo Online Financial Services (A), Spanish Version case study is a Harvard Business School (HBR) case study written by Robert S. Negotiation Strategy solution for Wells Fargo Online Financial Services (A), Spanish Version case studyĪt Oak Spring University, we provide corporate level professional Negotiation Strategy and other business case study solution. You can also learn more about your rights as a consumer and find resources at oag.dc.gov/ConsumerProtection. You can submit a consumer complaint by calling our Consumer Protection Hotline at 20, emailing, or submitting a complaint online. We have the authority to investigate businesses who harm or mislead consumers, and we can take legal action against them if necessary. If you have a problem with Wells Fargo, or with any other business in the District, the Office of the Attorney General can help. Mortgage Interest Rate Lock Extension Fees: 1-86.Guaranteed Asset/Auto Protection ("GAP") Refunds: 1-84.Force-Placed Collateral Protection Auto Insurance ("CPI"): 1-88.Improper Renters and Life Insurance Referrals: 1-85. Unauthorized Accounts/Improper Retail Sales Practices: 1-84.You can also contact the appropriate Wells Fargo Customer Care Team for help with additional questions at the following phone numbers: If you believe you could be eligible for compensation, you can find more information on Wells Fargo’s Consumer Redress Review Program website : You applied for a mortgage loan with Wells Fargo and paid a fee for a rate lock extension that was requested between Septemand February 28, 2017.You had a Guaranteed Asset/Auto Protection (GAP) product on your auto loan contract with Wells Fargo and paid off your auto loan early or had your vehicle repossessed.You had an auto loan contract with Wells Fargo and were charged for collateral protection insurance.Wells Fargo opened a renters or life insurance policy for you without your consent.Wells Fargo opened an unauthorized bank account or credit card for you without your consent or without fully informing you of the account details.If you are a Wells Fargo customer, you may be eligible for compensation if: This is the clientele side! Before you wanted to be that dude who had it and was getting his money. I feel like when I grew up music was aimed toward the hustlers, the dude that was selling the drug, not the user. But he’s saying it – ‘I’m on my 15th molly’-and the people that are going to go try that shit are going to end up in a fucking coma somewhere. Future ain’t popping 40 pills a day and drinking all that. For an artist like me that’s lyrical, that likes to write and do research on the dudes before me, I just really want to talk some shit and have you listen while the others are turning up. We all could get super high, get an Air BnB, listen to Metro Boomin, or one of these beats that’s killing the club, but that don’t really take too much. I just did a track with Uzi, but I’m not the biggest fan of the song, just because that ain’t me. But us making music together is a stretch, and my real fans know that. He can’t help but roll his eyes when mentioning his compatriots in the XXL Freshman Class, which included Lil Uzi Vert, Lil Yachty, and 21 Savage. You have to get it, but then you have to get behind your shit.”Īmongst the challenges East has his eye on is the relationship between his lyrically heavy work and the increasingly mumble-inflected output of mainstream rap. So I’m very vincible, you know what I’m saying. Do you know how many dudes on the scene could kill NBA players? But they didn’t have the same path as the kid who went to the NBA. But they just don’t have a whole lot of shit. I could get you 10 dudes right now that can rap as good as me. New guards ready to overtake old: “You know how many people rap in Harlem? It don’t make sense. In almost every industry, it is a metropolitan hub that is constantly inundated with new talent. “New York is a paranoid city,” East reminds me, one whose glacial traffic and shoddy transit system gives its residents the sense of being cosmically fucked by an invincible bureaucratic god. It sounds like how being ripped into shreds by the city’s chaos feels. The beat for its hit song, “Phone Jumpin’” crossfades violently back and forth between the string section of Busta Rhyme’s iconic “Gimme Some More” and waves of sound that resemble mutated sirens. His debut studio album, released earlier this year, is aptly titled Paranoia: A True Story. Yet despite the breaks he’s gotten, East insists that resting on any kind of laurels - not constantly recording mixtapes, or having stylists scope Instagram for new looks - could immediately spell demise. NYPD can’t wait to catch me with something, so I got to move real strategically.” I didn’t want to have to deal with people judging and shit, you know? That’s not like a normal thing on college campuses from an athlete. I went to University of Richmond my first year, but that didn’t work out. So when I got out of that, I lost my scholarship. It was the first time I got in trouble for real - I got caught with a gun and locked up in Baltimore City. But I was playing at Towson and I got in trouble. I thought I was going to be shooting guard for the Raptors or something. “90% of my team went to the NBA, or at least Division I basketball,” East remembers, “I thought I was going to the NBA. As a teenager, he played on AAU basketball teams with the likes of Kevin Durant and Michael Beasley. He himself still looks the part of one of today’s rap rock stars, cutting a long figure at 6’7”. East is the type of “real rapper” that people nostalgic about 90s hip hop refer to when they lament that the genre has been ruined by skinny jeans and molly water. your account details which you have provided to us are correct by checking them against a recent account statement and.with your financial institution whether direct debiting is available from your accounts offered by financial.If you believe that there has been an error in debiting your account you should call us on 1800 047 703 and confirm the details in writing with us as soon as possible so that we can resolve your query quickly. Please check your account statement to verify that the amounts debited from your account are correct. you must arrange for the payment to be made by another method.you or your account may be charged a fee to reimburse us for charges we have incurred for the failed transaction.you or your account may be charged a fee and/or interest by your financial institution.If there are insufficient clear funds available in your account to meet a debit payment: It is your responsibility to ensure that there are sufficient clear funds available in your account to allow a debit payment to be made. This notice should be given to us in the first instance. If you wish to stop or defer a debit payment you must write to us at least 5 business days before the next debit day. If you are unsure about which day your account has or will be debited, please check with your financial As authorised in the direct debit request if the debit day falls on a day that is not a business day, we may direct your financial institution to debit your account on the following or previous business day. We will only arrange for funds to be debited from your account: Debiting your accountīy submitting a direct debit request, you have authorised us to arrange for funds to be debited from your account according to the agreement we have with you. Your financial institution is the financial institution where you hold the account that you have authorised us to arrange to debit. You means the customer(s) who signed the direct debit request. Us and we and our means the Catholic Development Fund. Account means the account held at your financial institution from which we are authorised to arrange for funds to be debited.Īgreement means this Direct Debit Request Service Agreement between you and us, including the direct debit request.īusiness day means a day other than a Saturday or a Sunday or a listed public holiday.ĭebit day means the day that payment is due.ĭebit payment means a particular transaction where a debit is made, according to your direct debit request.ĭirect debit request means the Direct Debit Request between us and you. Promotion runs from 00:01 AEDT to 23:59 AEDT for all customers that are not Delivery Unlimited subscribers, and runs from 09:00 AEDT to 16:59 AEDT for all customers that are Delivery Unlimited subscribers ("Promotional Period"). Please always check the product label or enquire with the manufacturer before consuming. Product information is intended as a guide only as products may change from time to time. Woolworths does not ensure the accuracy or suitability of the information on this page. This product is sold and shipped by our Everyday Market Partner who has provided all relevant product information for this listing. While this item is suitable to use outside we recommend that it be housed and not left open to the elements for periods of time. Please note: This unit will not suit double axle trailers. Jockey wheel can be used in manual mode (freewheel option) by roating yellow cap located on the side of the wheel. The unit needs to be powered by a 12V DC battery with a minimum size of 24Ah (not included). The unit is supplied with 4 keys, so you'll always have one to hand! With a special jockey wheel locking system this means that once locked no-one can remove the jockey wheel without a key. With both forward and reverse, a wide (8cm) heavy duty rubber wheel and an automatic braking system moving your trailer around becomes a breeze. The jockey wheel is capable of moving up to 2722kg's (6000lbs) on an inline of up to 7 degrees. When you need the extra muscle to move your trailer, caravan, camper, horse float, boat or anything else that uses a jockey wheel then you need the Maxi-Pro 12V Electric Motorised Jockey Wheel. XMind is very good tool with self explanatory UI. The startup speed is a bit slow, sometimes it would freeze, it would be good if this can be improved. What’s more, I suppose the branch customization(such as line width) can be improved or more choices for different nodes. The first one is that I can not add more marker in one topic and the second is that I can not move those main topics very freely. When it comes to what I like least about XMind, there is actually little problems. This enables users to share their mind maps with others and promote team collaboration. Also, it supports multiple platforms and I can export the mind maps into Microsoft Word, PowerPoint, Excel, PDF documents. I like its brainstorming mode as well because this makes my group assignment meeting more effective. Allowing users to capture their ideas freely in a handy way and express intuitively is extremely important for a mind mapping software, and XMind makes it! I like those makers and the colour coding support features, which really assists to identify and classify information. The interface of XMind is simple so it is very easy to get started, it comes in handy with keyboard shortcuts that’s what I like most about Xmind. I really recommend XMind for those who just on the way of learning mind mapping! PROS Also, it comes in handy, it saves me a ton of time! It definitely helps to enrich the presentation of my mind map and make it more vivid and intuitive than the ones I did on papers. The biggest gain and improvement during reading is actually in this process from a confused mind to a clear mind, so XMind plays a significant role in my uni-study. When I did the summary for the literature review, it helps me to understand the abstract concept of sociology literature by assisting to manage complex information. My mom and grandma always used ham hock to make a big pot of pinto beans, and we'd eat it with cornbread. Repurpose and make something delicious.ġ5-bean soup with rice is a great way to use a ham bone and make something comforting. WHAT TO DO WITH A HAM HOCKĭon't just throw away that ham hock or bone. Keep in mind, according to the USDA, you can store a spiral-cut ham or ham leftovers in the fridge for about 3 to 5 days and you can freeze them for about 1 to 2 months. When it's time to re-heat, just make sure you have plenty of time for thawing, especially if you're thawing a big, huge ham. Uncover the ham when you baste it, but then cover it back up when you put it back in the oven. I suggest cutting your ham up into smaller portions and freezing it in airtight containers or freezer bags with aluminum foil that way it's easier to get those smaller portions out and re-heat them. Set the oven to 350✯ and bake the ham, basting every 15-20 minutes. Of course, you can also bake it in a roasting bag. Covering your ham with foil helps it to retain moisture, as well.You can put a little less than a cup of water or some kind of stock/broth in the bottom of the pan before baking if you want.Like I mentioned above, save ham juices from packaging, and pour them into the bottom of the pan this will help your ham to stay moist.There are a few specific steps you can take to keep a fully cooked ham from drying out while it's baking… WAYS TO KEEP A SPIRAL HAM FROM DRYING OUT When the ham is done, you can bring it out of the oven, let it cool just a bit, and slice it for serving.Then bake it, glazed and uncovered, for another 30 minutes or so. And about 1/2 hour before end of cook time, remove your ham from the oven, take off the foil, and apply the glaze all over the outside of the ham with a basting brush. This typically takes 20 minutes per pound (0.45 kg) in a 325✯ (160✬) oven. At this point, you'll need to remove the glaze from the heat. Ready to cook hams are only partially cooked, and should reach an internal temperature of at least 145✯ (60✬), then removed from the oven and left alone for three minutes while cooking completes.Bring your glaze to a boil over high heat while stirring constantly.
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